Dear Candidate,
- Hiring in AU Small Finance Bank for Sales Executive/Officer : Home Loan / LAP / Secured Loans
- Job Loaction: Banswara
-
- Job Purpose
Sales executive is the primary interface of the company with the customer as well as various sourcing channels through which we source business
Relevant Experience0-3 Years, Major in Age ( Not Minor) , NOC from other institution ( if coming from another FI/ employer ) , having Smart phone and know to take pictures and uploading in computer , CIBIL should be non defaulter.
Functional CompentenciesKnowledge of regional Language , written and verbal knowledge of Hindi and English , comfortable with sales , marketing activities and collection capabilities , having general knowledge of normal title documents of property.
Should be preferably from local area having geographical know how of the place
Behavioural CompetenciesCustomer Focus, Integrity
Bias for Action and Urgency, Dramatic Growth
Hard Work and Detail Orientation
Job Responsibilities
To understand the core of the Company s business philosophy and methodology
To execute the thought process towards product and pricing
To generate potential business leads from sourcing channels
To identify and assess the potential of the designated market
To assess the customer profile, collect necessary documentation and recommend customers to credit buyers for approval
Financial ResponsibilitiesAlso responsible for Asset verification and Non starter-Early default cases
Prospect New and Existing Customers to generate Sales
Manage relationship with dealers, Commercial Associates, referrals and other sourcing channels to ensure that business volumes are generated through these channels.
Monitor deferrals and post disbursement documents and ensure that these are collected in a timely manner
To be responsible for minimum first six month collection from his self sourcing customers
Also responsible for Asset verification and Non starter-Early default cases
To ensure his own threshold targets are met every month
Achievement of Volume targets - monthly , Quarterly and Yearly
Timely service customer service requests and build relationships with key opinion makers to ensure that we get repeat and referral business through our customers and are their preferred choice of financier
Non Financial Responsibilities To understand the core of the Company s business philosophy and methodology
Explain the terms and conditions to the customer with full transparency and clarity in line with the company’s motto of 4Fs – Fair, Fast, Flexible and Friendly
Provide timely feedback on customers to the channels
Compliance & Risk ResponsibilitiesDCR has to submit on daily basis to his senior either in the evening or next month morning